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Plan your budget

What would your
car loan cost?

Estimate your repayments before you post the car you want — so your budget is realistic and sellers take your request seriously.

Your loan
$35,000
$5,000
8.5%
Monthly repayment
$615
over 5 years at 8.5% p.a.
Amount borrowed$30,000
Total interestEstimated, before fees$6,930
Total cost of carDeposit + repayments$41,930
A balloon lowers your regular repayments but you'll owe it as a lump sum at the end — and you pay more interest overall.

This calculator gives an estimate only, based on the figures you enter. It doesn't include establishment fees, monthly account fees or comparison rates, and actual repayments will depend on your lender. This is not financial advice — speak to a licensed lender or broker before taking out a loan.